“Surveillance Capitalism”* 0
El Reg looks at how it works. A snippet:
For example, a person’s mobile phone usage could affect the ability to get a loan. The Cracked Labs report describes how Singapore-based Lenddo calculates credit scores based on online behavior. It assesses mobile data, browser data, application data, transactional data from telecom companies, and web and social network data.
“The company even includes computer mouse click data and data about how people fill out web forms,” the report explains. “In this vein, ‘always running out of battery’ might impact one’s credit score; conversely, an extremely well-maintained smartphone might raise a red flag in the system, too.”
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*What a well-turned phrase.
