One of my Facebook friends–someone I actually know a little better than most of them–has just suffered a sudden hearing loss.
The doctor says she needs hearing aids.
Her insurance doesn’t cover hearing aids.
This is not right.
I remember when health insurance companies adopted the HMO model in the late 70s. They promised that, by moving to that method, they could
- keep costs down
- keep premiums reasonable, and still
- make a profit.
The only promise they have delivered is number 3.
They have had their chance and failed.
It really is all about their country club memberships.